Get out of debt

Get Out of Debt and Save for Your Future!

Russ Jamieson Books

Debt sucks!  It really, really sucks.  I’ve been there (over $40,000 in the hole, with nothing to show for it) and it’s depressing as hell!  It truly is a suffocating feeling… But, with patience and a few smart practices, it can be overcome. I just finished Dave Ramsey’s book – The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness.  I really enjoyed Dave’s no nonsense, simple approach.  Below I have outlined his 7 steps to a total money makeover.  They are extremely simple, but the catch – it will require time and patience.  Dave repeatedly states that you shouldn’t expect to get out of debt overnight with some debt consolidation scheme.  Stay away from those!  Getting out …

Russ JamiesonGet Out of Debt and Save for Your Future!

How to Stop Caring What Others Think

Russ Jamieson Spirituality

Have you ever wondered why we care so much about what other people think of us? Have you ever wondered why you let people you don’t even know have so much influence over your life? For some, this problem can be life crippling. It can become an obsession. This is a topic that has perplexed me in the past, so I researched it and have an article laid out below which goes over why we do this, why it’s insane, why you shouldn’t do this, and how to make some big shifts in your life starting today that will set you on the path to being free from the opinions of others. It’s human nature to care what other people …

Russ JamiesonHow to Stop Caring What Others Think
Henry-Ford-Quote Self Confidence

How to Become More Confident

Russ Jamieson Personal Development

Confidence is a paradox. Those with high levels of confidence don’t seem to care what other people think, which seems to give them more confidence. Those with low levels of confidence care too much what other people think, lowering their level of confidence. Additionally, there is the Dunning-Kruger effect – the less competent a person is, the more they overestimate themselves.  The more skilled a person is, the more they underestimate their competency.  It’s a messy topic which is why I want to break it down for you and show you how to increase your confidence.  It’s a quality that we all admire and want to have because it’s extremely important if you want a happy, successful, and fulfilling life. …

Russ JamiesonHow to Become More Confident

The Miracle of Self-Discipline

Russ Jamieson Books

Want to get things done and be successful?  It all comes down to your level of self-discipline. No matter what goal you are trying to reach in your life (fitness, health, wealth, etc.), the number one, most important principal to achieving this goal is your level of self-discipline.  The habit of self-discipline must be cultivated.  You must make those small daily sacrifices in order to reap the rewards down the road. I wouldn’t even really call them sacrifices.  You are merely shifting the way you think in order to have a brighter future.  So, instead of thinking of it as a sacrifice, think of it as a better way to make decisions for your future self.  Make decisions that serve …

Russ JamiesonThe Miracle of Self-Discipline
Zen in the Art of Archery

Zen in the Art of Archery

Russ Jamieson Books

I just finished a little book called Zen in the Art of Archery by Eugen Herrigel, and it was good enough to post about it.  That’s saying a lot!  OK, not really, but it was a neat, short book you could read in one sitting if you’re a speedy reader (I am not).  It is now considered a classic since it was published in 1953 and was one of the first to delve deeply into the mysterious world of Zen and Eastern philosophy. Zen in the Art of Archery – On Amazon Archery has been a part of Japanese culture and their way of life for thousands of years.  Initially  it was developed by the Samurai as a weapon, but over …

Russ JamiesonZen in the Art of Archery

Tony Robbins: Money – The Secret to Living is Giving

Russ Jamieson Books

 Step 7 – Just do it, enjoy it, and share it! Tony’s message is simple here: The secret to living is giving. MONEY Master the Game: 7 Simple Steps to Financial Freedom Look at how far we have come as a species and realize that we’re extremely lucky. We have incredible technology that allows us to video chat with people from across the world, we have advanced medicine which will allow life expectancy to continue to rise, and we have all the opportunity in the world. Most of us have access to the internet where we have a world of information at our fingertips. Unfortunately, most people use it to look up funny cat photos and argue with strangers on …

Russ JamiesonTony Robbins: Money – The Secret to Living is Giving

Tony Robbins: Money – Billionaire’s Playbook

Russ Jamieson Books

Step  6 – Billionaires playbook – It’s time to meet the masters Ray Dalio’s tips: 1 – Don’t lose – protect downside 2 – Risk a little to make a lot, look for home runs (asymmetric returns – risk/reward) 3 – Anticipate and diversify 4 – You’re never done learning, earning, growing, giving I found this great video by Ray Dalio – How The Economic Machine Works by Ray Dalio Tony Interviewed a bunch of billionaires to create this book.  Instead of dragging it out, I just summarized some of their tips and thoughts from this chapter below. 1 – America needs to improve its management practices. 2 – Companies need to care about the rights of investors – put …

Russ JamiesonTony Robbins: Money – Billionaire’s Playbook

Tony Robbins: Money – Upside without the Downside

Russ Jamieson Books

Step 5 – Upside without the downside (protect income plan) Buy Tony’s book here: MONEY Master the Game: 7 Simple Steps to Financial Freedom Don’t out live your money!  Ray Dalio’s (he’s an investment guru worth about $15 billion and is the CEO of Bridgewater Associates) first insight: The balanced portfolio theory (50% in stocks and 50% in bonds) doesn’t work.  Generally it is thought that the two are correlated, but this is not always the case and both can fail at the same time.  When you have this so-called “balanced portfolio”, your risk is very high, like 95% risk.  It is lacking in security because stocks are 3 time more risky.  Again, Ray also stresses here, don’t try and beat the …

Russ JamiesonTony Robbins: Money – Upside without the Downside

Tony Robbins: Money – Make the Game Winnable

Russ Jamieson Books

Step 3 – What’s the price of your dreams? It’s time to make the game winnable.  This goes back to the beginning of the article. What are your goals? What are your dreams? And how much will they cost?  Like most of us, you probably don’t have a clue how much you really need to meet your needs.  Here are the 5 levels of financial prosperity. Financially secure – How much you need to cover the basics (food, shelter, basic transportation) – Basic costs for average American – $39,000 Financial vitality – Above + How much you need for some of the perks (memberships, hobbies, entertainment) Financially independent – Above + How much you need for vacations, etc. Financial freedom …

Russ JamiesonTony Robbins: Money – Make the Game Winnable
dream_catcher_burst - Copy (2)

Power, Control, and Desire – Alan Watts

Russ Jamieson Alan Watts, Spirituality

Alan Watts explains that you think you want absolute power, but the truth is, that is not what we truly desire. The unexpected and the unknown is what excites people and makes life worth living. A completely predictable future is the past. If you got complete control over everything, what would you do with it? Image credits –

Russ JamiesonPower, Control, and Desire – Alan Watts